[And some stuff about class. Skip a few paragraphs if you're just interested in the numbers] Are you spending more or less right now? For a lot of people this isn't a choice. Money is getting tighter for everyone who has lost their job, or had a pay cut, or exists in one of the … Continue reading Personal finance update
How to delay your book purchasing decisions in a way that is frugal & only mildly unhealthy.
The Saving Ninja, who is a fellow UK FI blogger, does these thought experiments every two months where he invites other blog writers to join in. His last one was about 'your unpopular opinion' and I wrote about how public enterprise is better than private. Today's is on the subject of happiness: “Most people’s lives … Continue reading My happiness – thought experiment #7
The Monevator blog post last weekend had an offhand comment that caught my attention: “Even the leanest pursuer of financial freedom wouldn’t consider £10,000 to be a sustainable income these days. I’m not sure it impressed me much as a kid, either, although I’d now respect it as suggesting Darcy boasted a pot of at … Continue reading My £10,000 a year life plan
I thought I'd do a bit of introspection to keep the ball rolling and because everyone loves transparency nowadays. Three reasons there's been less blogging lately The first reason is that I'm a bit lazy, which actually fits the theme of this blog quite well. I know that for some FIRE people this isn't a … Continue reading A personal update: laziness and money
This is a topic I’ve been rolling around in my head for a while. I work for a charity, so that’s one reason I’ve been thinking on it. The other is that I’m neck deep in the FIRE community, which is (a) somewhat obsessed with the best use of money and (b) often looks up … Continue reading Should you choose between charity and tax?
The start of a new mini series Do you find history interesting? I do. I love how alien it can feel, while still giving us clues about how we got to where we are. Most of all I love that history can inspire a bit of creativity about the future. It can be a utopian … Continue reading History on FIRE
When I started getting interested in investing I felt pretty certain I’d be doing the right thing and choosing the most ethical option I could find. I was browsing options online and the choice seemed to be narrowing down to a few funds that sit in the Socially Responsible Investing (SRI) bracket. But in the … Continue reading Why I’m delaying but not discounting social impact investing
There's a blogger called Saving Ninja who does thought experiments every two months and invites other FIRE bloggers to join in. (Original post with links to other participants too) This is the first one that's come up since I started blogging and I thought I'd give it a go. Here are the rules: At the … Continue reading My unpopular opinion: public is better
I thought I'd do a more personal take on financial independence. I want to show that you don't need to be on £100k+, or have any inheritance (quite the opposite), or live with your parents to get there. This guide will focus on practical tips and clear description of some of the products you can … Continue reading How I started saving