How I started saving

I thought I'd do a more personal take on financial independence. I want to show that you don't need to be on £100k+, or have any inheritance (quite the opposite), or live with your parents to get there. This guide will focus on practical tips and clear description of some of the products you can … Continue reading How I started saving


A quick guide to Financial Independence / Retire Early (FIRE)

This is a two part series. The first post gives you an overview. Part two goes into more detail about how to understand your personal finances better and start saving. As I said in an earlier post, financial independence is the amount of freedom you have to spend your time doing what is right by … Continue reading A quick guide to Financial Independence / Retire Early (FIRE)

Should we just have a Universal Basic Income?

I think there are basically two models of financial independence. Individual and Collective. In post number two I said the collective model was about diverting wealth investment into social uses, decreasing the number of hours you need to work to pay for an enjoyable life. A policy along these lines that has got really popular … Continue reading Should we just have a Universal Basic Income?

What does financial independence mean?

If you've already heard of Financial Independence/Retire Early (FIRE)/FI then you're probably aware that most definitions and discussions of it emphasise these points: maximising your savings rateaccumulate assets as much as possible, e.g. by investing in index funds, so that your passive income outweighs your expensesretire early so you don't have to work anymoresomething about … Continue reading What does financial independence mean?