How to delay your book purchasing decisions in a way that is frugal & only mildly unhealthy.
The Saving Ninja, who is a fellow UK FI blogger, does these thought experiments every two months where he invites other blog writers to join in. His last one was about 'your unpopular opinion' and I wrote about how public enterprise is better than private. Today's is on the subject of happiness: “Most people’s lives … Continue reading My happiness – thought experiment #7
The Monevator blog post last weekend had an offhand comment that caught my attention: “Even the leanest pursuer of financial freedom wouldn’t consider £10,000 to be a sustainable income these days. I’m not sure it impressed me much as a kid, either, although I’d now respect it as suggesting Darcy boasted a pot of at … Continue reading My £10,000 a year life plan
I thought I'd do a bit of introspection to keep the ball rolling and because everyone loves transparency nowadays. Three reasons there's been less blogging lately The first reason is that I'm a bit lazy, which actually fits the theme of this blog quite well. I know that for some FIRE people this isn't a … Continue reading A personal update: laziness and money
This is a two part series. The first post gives you an overview. Part two goes into more detail about how to understand your personal finances better and start saving. As I said in an earlier post, financial independence is the amount of freedom you have to spend your time doing what is right by … Continue reading A quick guide to Financial Independence / Retire Early (FIRE)
A conversation I had with my girlfriend after she shared this good article with me. Two top quotes: I used to be embarrassed by my lack of drive, until I realised that the strange moral value we place on overwork is sapping our lives of joy. But those forced by socioeconomic circumstances aren’t the people … Continue reading Also, it’s ok not to want to work
A few months ago I was having one of my regular 'what am I doing with my life' internal debates. I realised that I enjoyed volunteering - both for political parties and for charities - more than I enjoyed my day job. That doesn't mean I hated my day job. Actually I found my work … Continue reading Why I want to be financially independent
If you've already heard of Financial Independence/Retire Early (FIRE)/FI then you're probably aware that most definitions and discussions of it emphasise these points: maximising your savings rateaccumulate assets as much as possible, e.g. by investing in index funds, so that your passive income outweighs your expensesretire early so you don't have to work anymoresomething about … Continue reading What does financial independence mean?
Hey! Thanks for reading my blog. If you're new to FIRE and don't really get what it is, then it might be worth checking out the Mr Money Mustache blog first. It's a great introduction to the ideas and does all of that stuff better than I could 🙂 Ready? Let's go... I’ve been kind … Continue reading Is Financial Independence right wing?