I thought I'd do a more personal take on financial independence. I want to show that you don't need to be on £100k+, or have any inheritance (quite the opposite), or live with your parents to get there. This guide will focus on practical tips and clear description of some of the products you can … Continue reading How I started saving
This is a two part series. The first post gives you an overview. Part two goes into more detail about how to understand your personal finances better and start saving. As I said in an earlier post, financial independence is the amount of freedom you have to spend your time doing what is right by … Continue reading A quick guide to Financial Independence / Retire Early (FIRE)
I wanted to write a short personal post about my experience with money and family, and try to think through why this can be tricky and what can be done about it. In a lot of what I read about financial independence the only role a family ever seems to play is in providing wealth … Continue reading What to do when parents ask you for money
A conversation I had with my girlfriend after she shared this good article with me. Two top quotes: I used to be embarrassed by my lack of drive, until I realised that the strange moral value we place on overwork is sapping our lives of joy. But those forced by socioeconomic circumstances aren’t the people … Continue reading Also, it’s ok not to want to work
A few months ago I was having one of my regular 'what am I doing with my life' internal debates. I realised that I enjoyed volunteering - both for political parties and for charities - more than I enjoyed my day job. That doesn't mean I hated my day job. Actually I found my work … Continue reading Why I want to be financially independent
I think there are basically two models of financial independence. Individual and Collective. In post number two I said the collective model was about diverting wealth investment into social uses, decreasing the number of hours you need to work to pay for an enjoyable life. A policy along these lines that has got really popular … Continue reading Should we just have a Universal Basic Income?
If you've already heard of Financial Independence/Retire Early (FIRE)/FI then you're probably aware that most definitions and discussions of it emphasise these points: maximising your savings rateaccumulate assets as much as possible, e.g. by investing in index funds, so that your passive income outweighs your expensesretire early so you don't have to work anymoresomething about … Continue reading What does financial independence mean?
Hey! Thanks for reading my blog. If you're new to FIRE and don't really get what it is, then it might be worth checking out the Mr Money Mustache blog first. It's a great introduction to the ideas and does all of that stuff better than I could 🙂 Ready? Let's go... I’ve been kind … Continue reading Is Financial Independence right wing?